Pay in easy EMI for on Mi.com

Zest Now Pay Later. Get flat INR 1000/- Cashback and 0% interest on 6-month EMI with ZestMoney. T&C Apply*

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Keeping your wishlist waiting for too long?

ZestMoney is here to help!

0% interest EMI

Enjoy no cost, interest free EMI when you choose 3 months EMI plan

3-12 months EMI plan

Choose your convenient repayment term from our wide range of EMI plans

No down payment

We don’t ask for upfront payment for you to complete your purchase

No application fee

You don’t have to pay any additional application charges. No strings attached

No processing fee

We will process your EMI application without charging you a single penny

No pre-closure fee

You can close your EMI without having to pay any additional fees

How to pay with ZestMoney EMI directly on Mi.com?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Select ZestMoney EMI during checkout

    Once you have selected the product you wish to buy, proceed to checkout and select ZestMoney EMI as your payment method.

  4. Choose preferred EMI plan

    Once you select ZestMoney EMI as your payment method, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved and your order will be placed successfully. Mi.com will ship your product to you as per their delivery policy.

Terms & Conditions

  1. Flat Rs. 1000 cashback and 0% interest on 6 month EMI with ZestMoney.
  2. Offer applicable on minimum purchase of Rs. 20,000.
  3. Offer duration: 19th Jan 2021 to 31st March 2022.
  4. Offer applicable once per customer
  5. Offer cannot be clubbed with any other ZestMoney offer.
  6. Cashback for eligible transactions credited back to the customer’s bank account linked with their Zest account after 3 successful EMI payments without any delay/bounce.
  7. Only customers with an active credit limit would be able to transact through ZestMoney. To apply for a credit limit, click here – //bit.ly/3GYFI2S
  8. Approval of credit facility is at the sole discretion of ZestMoney.
  9. The repayment is due in Equated Monthly Installments (EMIs) corresponding to the tenure of the loan. For example, a 6-month tenure will need to be repaid in 6 EMIs
  10. The repayment of each transaction on or before the 15th of the month will fall on the 5th of the next month. For example, a transaction done on 14th February will have the first due date on 5th March.
  11. To sign up for ZestMoney or check your credit limit, go to www.zestmoney.in or give a missed call on 08047193665.
  12. In case of either partial or full cancellation of the order concerned leading to refund, the refunded amount will be reduced from the outstanding loan amount of the customer with ZestMoney. Any amount deducted before a refund will continue to be under the loan amount. In case Zero Cost EMI was applicable at the time of order, it will continue to apply to the remaining outstanding amount.
  13. In case of any cashback-related issues, the customer should reach out at the following mentioned email and contact no: help@zestmoney.in, +91 62690 00097.
  14. For further details on ZestMoney’s terms and conditions, please visit https://www.zestmoney.in/terms-and-conditions/.
  15. All purchases made by the customer shall be governed by the standard Terms and Conditions (subject to changes), which includes without limitation User Agreement, Privacy Policy, or any other product/service-related terms and conditions appearing on the website.
  16. ZestMoney reserves the right to employ reasonable technological and other methods to prevent abuse of the Offer terms. Further, you acknowledge that ZestMoney’s decision to take certain actions, including limiting access to your offer, placing holds, or imposing reserves, may be based on confidential criteria that is essential to our management of risk, the security of users’ accounts, comply with applicable laws and the otherwise protect the ZestMoney system. You agree that ZestMoney is under no obligation to disclose the details of its risk management or its security procedures to You.
  17. All the queries related to discount/cashback will be resolved in 10-15 working days, post the campaign end date.

You’re the centre of our universe!

  • It is a great platform for easy purchase of your desired products without any huge paperwork, I love the way of its screening and prompt service. It's a poor man's virtual credit card without any hidden costs and annual charges. Thank you, team ZestMoney. Keep up the work.
    Prakash Nathaniel Kumar
  • The best app, to get electronic products and gadgets from Xiaomi. Recently I got a personal loan on Saturday I got instant approval and with next 1 workday got credited to my bank account. It's simple and ZestMoney is just rocking. Thumbs up to ZestMoney and their team, customer service is also too good.
    Arunkarthik Duraisamy
  • Awesome App guys!!! it's very easy and simple to get the loan on ZestMoney, just apply for a credit limit and buy your product from Mi and pay the amount in easy in EMI's. I got here 28000 rs credit limit for shopping. thanks, ZestMoney.
    Manoj kumar
  • Great app. Got approval within minutes and with few documents. Thanks, ZestMoney. I bought a Mi TV- from mi.com's website. A great experience. 
    Revanth Nagabhyru
  • The best is ZestMoney because it helps a lot. I cleared the EMI for Xiaomi POCO F1. Now, they have offered me a personal loan amount with low interest. Thank you, ZestMoney
    Chandrasekhar Reddy
  • Awesome! You are getting service here which you cannot get in the bank if you have no credit history. I will be your customer for life even if I move up beyond the need on serious, I am sincerely grateful for this privilege! 
    Huveto Khamo
  • “I have been a user of ZestMoney for the last two years. Through this period I have taken 8 ZestMoney loans without any hassles & Fast, now I do not need a credit card to do any shopping. Thank you! You have fulfilled all my needs.”
    Ritesh Rai
  • “Genuine, Quick online verification and process, Sanction within no time. I like this, it's very reliable and immediate processing and sanction. No additional charges and processing charges. Quick disbursement and hassle-free. Really, it is excellent.”
    Ravindraprasad Pelluru
  • “Very simple documents. Their word of commitment is very strong. They really trust customers. All my small dreams have come true because of ZestMoney. Love you ZestMoney.”
    Praveen Pal
  • “ZestMoney is wonderful platform for everybody you can also easily process to help us with our dreams and in our requirements, I will pay faithfully for ZestMoney.”
    Amit Verma

Have an active ZestMoney credit limit?

Head over to Mi.com website & use it right now

Enjoy the convenience of EMIs across a wide range of merchants!